Which of the following is NOT included in product liability claims?

Prepare for the Surplus Lines Licensing Exam. Study with interactive quizzes and detailed explanations to boost your confidence and chances of success on the exam day!

In product liability claims, the focus is primarily on the harm caused by a defective or dangerous product. Claims typically address issues like physical injuries, emotional damages as a result of using a product, property damage, and economic losses that directly arise from product use.

The selection of liability for damages if the product was in the possessor's custody signifies an essential aspect of product liability that may not necessarily fall under the typical scope of direct product liability claims. Instead, possession or custody implies that the focus is on the conditions in which the product was used, rather than on inherent defects or dangers associated with the product itself. The essence of product liability revolves around proving that a product is defective or dangerously designed, which leads to personal harm or property loss.

In contrast, emotional harm, property damage, and consequential economic damage are all recognized components of product liability claims. Emotional harm can stem from the adverse effects of product use, property damage indicates a tangible impact caused by a defective product, and consequential economic damage relates to the financial losses that can occur due to a product failing to perform as intended. Thus, the correct identification of liability concerning possession or custody sets it apart from standard claims made in product liability cases.

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